Insurance Information
At Druid Hills Physical Therapy, we understand the complexities of insurance and want to make sure your experience is as seamless as possible. We are in-network with many major insurance providers and also offer cash-pay options. Here’s everything you need to know about how we work with insurance.
Insurance Providers We Accept:
We are proud to accept a variety of insurance providers to ensure that you have access to the best care possible. The following plans are accepted:
- Medicare
- Anthem Blue Cross Blue Shield
- Aetna
- Ambetter
- CareSource
We also handle Motor Vehicle Accident cases through:
- Medical Payments Insurance (MedPay)
- Liens
Out-of-Network Insurance
If you are using out-of-network insurance, we will still work with you to submit your claims, but please note that you may need to pay a larger share of the cost upfront.
f you’re out-of-network, we can help. Get in touch with us today to learn more about how your insurance will affect your costs and coverage!
How We Can Help:
We are committed to making your physical therapy experience as easy as possible, including understanding how your insurance works. If you ever have questions about your coverage or payments, we are here to help. Here are the steps we take to assist you:
- Benefit Verification: We verify your insurance benefits before your first appointment to provide an estimate of what you will owe.
- Personalized Support: Our billing team is always ready to assist with any questions regarding your insurance coverage or payments.
Need help with your insurance? Don’t hesitate to contact us directly at info@druidhillspt.com or call (470) 427-3840.
Cash Pay Option
If your insurance doesn’t cover physical therapy or you prefer to pay out-of-pocket, we offer affordable cash-pay options for services. We can help you choose a plan that fits your budget while still getting the quality care you need.
No insurance? No problem! Inquire about our cash-pay options today and get started on your therapy journey.
Payment Options and Scenarios
Understanding your benefits and how to manage payments can sometimes be confusing, so we’re here to clarify a few common scenarios:
Paying Towards Your Deductible:
If you haven’t met your deductible yet, you will be responsible for a larger portion of the cost until it’s met. Once you reach your deductible, you will typically pay less for future visits. We can provide an estimated payment based on your deductible and expected coverage, so you know what to expect.
Contact us today to schedule a benefits check and understand your estimated payment based on your deductible!
Copay vs. Coinsurance: What’s the Difference?
- Copay is a fixed amount that you pay for a healthcare service, typically at the time of your visit. For example, if your copay is $30 per visit, that’s the amount you’ll pay when you check in.
- Coinsurance, on the other hand, is a percentage of the total bill you pay after you’ve met your deductible. For example, if your coinsurance is 20%, and your total bill is $100, you will pay $20.
Not sure which payment applies to you? Contact us to help you understand your copay and coinsurance responsibilities!
Paying for Coinsurance:
If your plan has coinsurance, the amount you owe will depend on your insurance’s share of the cost after your deductible is met. We can work with you to estimate your coinsurance payment so you know what to expect ahead of time. We’ll also help you track your progress in meeting your deductible and coinsurance requirements.
Want to get a better understanding of your coinsurance? Call our office at (470) 427-3840 for a personalized breakdown of your costs!
